Policy regarding responsible lending
Submitted applications will go through a filtering process that ensures the client we are lending to will have
the capacity to reimburse the loan. This includes, but is not limited to: verifying that you will have sufficient income to reimburse
the loan, you don稚 have very many insufficient fund charges, and that there aren稚 already too many preauthorised payments posted to
your account that would keep you from reimbursing the loan in a timely manner. Failure to meet this requirement will be just cause for a refusal.
Bear in mind, short term loans have a higher rate of interest than loans offered by local banks. As such, they are
to be used as infrequently as possible and only in the event that no other source of financing, at lower rates of interest, is available
to you. Used correctly, a short term loan may be the right product for you and your current financial emergency. Taking on too many short
term loans of this nature from many different lenders will result in overbearing debt and deep financial woes. Please borrow responsibly.